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Arizona Autoowners with auto insurance coverage

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Auto insurance is something that all drivers have to deal with. It is designed to protect yourself and others from the hazards on the road. Scarlet's Insurance Services, Inc. wants to provide you with the protection you need when it comes to an auto insurance policy by offering financial protection against accidents and injuries.

Arizona Auto Insurance Minimum Requirements

In Arizona, it is mandatory for motorists to have bodily injury and property damage liability coverage. In case of an accident, the liability coverage covers the medical bills of the other driver and damaged properties up to your coverage limits.

Scarlet’s Auto Insurance Coverage Types

Collision Coverage

Collision coverage safeguards you from an accident in which you are at fault. It is designed to help you pay the costs associated with replacing or repairing your car. It applies when you do the following:

  • Hit a car
  • Hit a stationary object
  • Hit an animal or person

Comprehensive Coverage

What if an accident does not involve a crash? Comprehensive coverage protects you in the following non-crash incidents which can lead to damage or loss of your vehicle:

  • Natural disasters
  • Falling objects
  • Theft or vandalism
  • Animals

Liability Coverage

Well, we understand that sometimes you can be at fault. With liability coverage, you don’t have to pay hefty medical bills. The following types of liability protect you from various risks.

  • Bodily Injury: protects you from covering expenses such as the funeral, medical, wage compensation, legal fees, and emergency aid.
  • Property Damage: helps you meet costs of damaging third-party structures, replacing or repairing damaged stationary objects, or vehicles.

Underinsured and Uninsured Coverage

In case of an accident, the other person might not have enough coverage. Instead of struggling to meet the differences in medical bills, underinsured and uninsured coverage does it for you.

Personal Injury Coverage

Sometimes your health insurance coverage may not pay some medical bills in case of an accident. With personal injury coverage, you are assured the following will be taken care of:

  • Funeral expenses
  • Continuation of income

Do you need auto insurance coverage? Visit Scarlet’s Insurance Services, Inc.'s offices. Our agents are more than willing to listen, discuss, and guide you through the auto insurance process. Also, try our online Quote Request tool to get a quote on auto and home insurance. We look forward to working with you!