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About Us

Scarlet's Insurance Services, Inc. Privacy Policy

SCARLET’S INSURANCE SERVICES, INC.
1-877-8SCARLET

PRIVACY POLICY

As you know, the U.S. Department of Health and Human Services’ HIPAA Privacy Rules require health plans to implement various administrative policies, procedures, and practices by April 14, 2003.

Scarlet’s manages and protects your personal information in accordance with applicable laws and established company security standards and practices.

WHY DO WE COLLECT YOUR PERSONAL INFORMATION?

We collect personal information from you for a number of reasons, including to help our insurers determine the appropriate products to offer, to provide case management services, and to provide quality improvement services. We may collect this information directly from you orally or on applications or other forms. We also collect information from third parties such as your agent or broker.

HOW DO WE PROTECT YOUR PERSONAL INFORMATION?

Treating all of your personal information that we collect as confidential; Restricting access to your personal information; Only disclosing that which is necessary for an Insurance Company to perform its function on your behalf, and those insurers agree to protect and maintain the confidentiality of your personal information; Maintaining physical, electronic, and procedural safeguards that comply with federal and state regulations to guard your personal information.

HOW DO WE DISCLOSE YOUR PERSONAL INFORMATION?

We won’t disclose your personal information unless we are allowed or required by law to make the disclosure, or if you (or your authorized representative) give us permission.

PERSONAL INFORMATION MAY BE DISCLOSED FOR:

  • Treatment
  • Payment
  • Health Care Operations
  • Health Related Benefits and Services
  • Business Associates who perform certain activities for us
  • Plan Sponsors
  • Underwriting
  • Your own purpose
  • Marketing Information about health-related products
  • Process and Proceedings
  • Law Enforcement
  • And as Permitted or Required By Law

YOUR RIGHTS REGARDING PROTECTED HEALTH INFORMATION:

  • Right to Access
  • Right to Amend
  • Right to an Accounting of Disclosures
  • Right to Request Restrictions
  • Right to Confidential Communications

Each of the insurers that we represent maintains their own Privacy Policy. You will receive a copy at the time of application. If you would like one at any other time please feel free to contact us:

Scarlet’s Insurance Services, Inc.
ScarletsInsurance@msn.com